Auto Loan Calculator

Estimate your monthly car payment and total cost including sales tax, down payment and trade-in.

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How it works

The amount financed is the vehicle price plus sales tax, minus down payment and trade-in. Your monthly payment is calculated from that amount, the APR and the term. A bigger down payment lowers both the payment and total interest.

Estimates only — not financial advice.

FAQ

How is a car payment calculated?

From the financed amount, APR and term using amortization.

Does a down payment help?

Yes — it lowers the payment and total interest.