Life Insurance Calculator

Estimate how much life insurance coverage your family may need.

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The DIME method

A popular approach sums Debt, Income replacement, Mortgage and Education, then subtracts current savings and existing policies to reveal your coverage gap.

Estimate only — not insurance advice.

FAQ

How much do I need?

Add income replacement, debts, mortgage and education, minus savings.

What is income replacement?

Years of income your family would need without you.